Car 0km with a discount of up to 30% and loan interest 0


The Federal Government offers several benefits for the Individual Microentrepreneur (MAY), such as zero car with discounts of up to 30%, in addition to loans of up to R $ 20 thousand without interest. The promotion of these and other advantages aims to leverage the company and move the economy.

However, to be entitled to offers, the person must have CNPJ and must fall into the category of microentrepreneur, that is, have annual income of up to R $ 81 thousand. Check the conditions to access the opportunities!

Discounted zero car

Microentrepreneurs can have up to 30% discount when purchasing a zero kilometer vehicle, depending on the automaker. This happens due to the reduction of the Tax on the circulation of Goods and Provision of Services (ICMS).

To be entitled to the benefit, it is necessary to present the National Register of Legal Entities (CNPJ) at the time of purchase. Discounts vary between 2.5% and 30%. Among the participating automakers with direct sales are: Chevrolet, Fiat, Renault and Volkswagen.

It is worth mentioning that if it is proven that the use of the car is for company activities, the chances of getting a greater discount increase. The criterion was created to avoid the purchase of a cheaper vehicle to be resold later at market price. Even thinking about it, MEI is obliged to keep the good for at least one year.


The Zero Interest Program, from Sebrae, is a credit modality aimed at Individual Microentrepreneurs (MEIs). The program offers financing from R $ 1,000 to R $ 20,000. And the best, without interest rates and with a term of up to 36 months to make the payment.

To be eligible for credit, you must meet certain requirements:

  • No registration restrictions;
  • The financing should be destined for the acquisition of products that expand the business, such as the purchase of vehicle accessories, machinery, work tools, motorcycles, utility vehicles, etc.
  • In order for credit to be granted, the micro company will go through a grace period, that is, information on income and business situation will be analyzed since its creation for approval in the program.

Those interested in participating in the Zero Interest Sebrae can access the site to register. In addition, it is necessary to present the following documents in one of the units of the Regional Office of Sebrae SP: RG and CPF (certified copies); proof of address; certificate of completion of the Super MEI program; simple copies of the CNPJ card; MEI condition certificate; and last annual statement (DANS SIMEI).

It is worth mentioning that the credit line is valid only for the state of São Paulo. Microentrepreneurs from other federal units will have to wait a little longer to gain access to the loan.

Also read: BNDES offers low interest credit card to MEI; Find out how it works


Please enter your comment!
Please enter your name here