Do you want to fulfill a dream, renovate the house, invest in a business, take a course or even pay off a debt? THE Bank of Brazil allows you, with an uncomplicated, agile loan and with automatic release, which can be requested 100% digital.
THE payroll loan BB it is a type of personal credit, in which the installments are deducted from the paycheck or benefit from the National Social Security Institute (INSS).
Therefore, the option is exclusive for this public, for INSS retirees and pensioners. However, in addition to them, employees of private partner companies can also hire. Know more!
BB Payroll Loan Advantages
In addition to the ease and flexibility of payments, the BB payroll loan has numerous advantages. Check out some of them:
- Without consulting SPC / Serasa;
- 100% digital can be hired;
- Up to 96 months (8 years) to pay;
- Grace period of 180 days (6 months) for payment;
- Reduced interest rates (between 2.5% and 3.5%);
- Fixed installments.
Who can apply for the BB payroll loan?
To apply for the BB payroll loan, you must meet certain requirements. It is necessary for the worker to have an active agreement with Banco do Brasil, this is because there is a discount of benefits on the payroll.
In addition, it does not require that the person has available consignable margin with the employer. Finally, credit limit available at BB.
How to contract the BB payroll loan?
The hiring of the BB payroll loan can be done in two ways, in person or online. Non-account holders must go to a branch closer to BB, while bank account holders can place an order through the application.
Upon request, it is necessary to have the necessary documentation, which can be consulted on the website.
See also: Cooperforte loan offers 90 days to pay and money falls into your account within 30 minutes