Recently, the Bank of Brazil announced the launch of Ourocard prepaid card, which in addition to offering several advantages and benefits to its users, is free of annual fees and does not require credit analysis and consultation SPC and Serasa.
It is possible to use it to make purchases in several establishments, like any other credit card.
The difference is that it is prepaid, and because of that, it is possible to have even more control over expenses, since the user himself can make recharges through the app from the bank, no longer needing to carry cash in their pockets to make a cash payment.
Ourocard prepaid card rates
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Card issuance fee: R$ 10,00
Monthly maintenance fee: R $ 5.00 (promotionally R $ 1.00)
Withdrawal fee from the 3rd withdrawal in the month: R $ 5.00 (the first 2 withdrawals in the month are free at ATMs)
It is also worth remembering that there is no charge for recharging, which can be carried out at self-service terminals, via the internet or an application.
Passwords can be changed at BB self-service terminals, the maximum limit is 5 prepaid cards per customer, it is possible to schedule charges for up to one year, there is no minimum income requirement and for unknown reasons, the card cannot be used for internet shopping.
To apply for the card, you must be an account holder at Banco do Brasil. Then you can access the BB page and click on “Order yours now” and then fill out the form. THE card it can be offered to children (allowance card) or to domestic employees (convenience card).
See too: Assistance R $ 300 and R $ 600: Calendar of cycles 2, 3, 4, 5 and 6 until 2021