How to open a digital account without consulting SPC and Serasa on Moneypag?
To open a digital account without consulting the SPC and Serasa at Moneypag you need to download the company’s application. Incidentally, this application is available for free for Android and iPhone.
After installing the app, the user must register, providing some personal data. If the customer wishes to set up the account at Moneypag to be a salary account, a prepaid credit card will be offered to him, without consulting SPC / Serasa.
In addition, with the Moneypag prepaid card, the customer will be able to make withdrawals at Banco24Horas cashiers. In addition, you can also shop online with it, subscribe to services and digital applications. He has the Elo flag.
What are the advantages of Moneypag’s digital account and card?
- The credit card and account are provided without consulting the credit protection agencies;
- No annual fee is charged to the credit card;
- Provides cashback on purchases made at accredited establishments;
- Card printed only with the user’s name, without numbers, which increases security and prevents fraud;
- Opportunity to purchase and activate Blue Zone credits;
- Unlimited and free transfers to other Moneypag accounts;
- Digital credit without consulting SPC / Serasa, with invoice directly discounted from the account.
MoneyPag’s digital account offers its customers four different types of plans:
- Free: It does not contain monthly fees, but in order to obtain the debit option, you must configure it as a Salary account. In addition, a fee of R $ 6.90 is charged for withdrawals and R $ 4.99 for TED for other banks;
- Standard: provides a withdrawal and a free TED per month; a monthly fee of R $ 9.90 is charged;
- Plus: provides two withdrawals and one free TED per month, with a monthly fee of R $ 16.90;
- Mega: provides two withdrawals and two free TEDs per month, with a monthly fee of R $ 19.90.
What limitations do you have?
An eventual disadvantage that can be mentioned, however, is the collection of withdrawals and also the collection of TEDs for accounts of other banks.
In addition, to have access to the debit function on the card, the consumer must configure the account as a salary account, which limits the services offered.
In addition, digital credit is offered only to employees of companies accredited to the Moneypag network.
The possibilities of Moneypag
The digital account without consulting the SPC and Serasa from Moneypag can then be a viable option for those who want practicality when it comes to receiving their salary and making payments in an agile way.
In addition, if the user does not have the smartphone at the moment and needs to move the account, Moneypag offers the option to access it on another device, after due validation.