Consumers in 11 states will start paying energy bills through Pix, the Central Bank’s (BC) instant payment system. The novelty applies to customers of Energisa group distributors and was developed in conjunction with Banco do Brasil (BB).
The QR code (advanced version of the barcode) will be included in the physical invoices. The consumer will only need to open the application of his bank, point the camera of the cell phone and make the payment.
Initially, the novelty will be available only to selected customers. In the next three months, payment via Pix will be expanded to reach 8 million customers of Energisa’s distributors. The group operates in the following states: Acre, Mato Grosso, Mato Grosso do Sul, Minas Gerais, Paraíba, Paraná, Rio de Janeiro, Rondônia, São Paulo, Sergipe and Tocantins.
Although Banco do Brasil developed the technological solution, the tool will be available to customers of any bank, even non-bank customers. As Pix operates 24 hours a day, payment can be settled immediately, including on weekends and holidays.
Since November, Banco do Brasil customers can use Whatsapp to register Pix keys and make payments and receipts through the system. In the case of payments, the account holder simply sends the photo of the QR code to the messaging application and the BB’s virtual assistant reads the image and completes the transaction.
In December, BB and the IRS started paying some federal taxes via Pix. The municipality started to insert the QR code in the new Federal Revenue Collection Document (Darf) models. This year, the novelty is expected to be extended to the payments of Simples Nacional, a proper regime for micro and small companies.